Surety Bonds

The Mid-Continent Group has been a stable and reliable provider of surety bonds for its agency partners and their contractor clients for 75 years. Long recognized as one of the preeminent Contract Surety bond markets in Oklahoma, Mid-Continent has expanded its underwriting focus to include the Southeast, Southwest, and Midwest regions of the United States.

The Mid-Continent Group excels at providing Bid, Performance, Payment, and Maintenance Bonds to all types of contractors through its three underwriting approaches: Standard, BasicBuilder and Signature Surety:

Standard – For contractors who provide financial reports that are Reviewed or Audited by a CPA. This approach allows for the lowest pricing and the largest surety credit limits (up to $50 million). And unlike many of our competitors, we are willing to assist contractors who are engaged in asbestos remediation, mold remediation, and demolition classes of construction.

BasicBuilder – For contractors with less sophisticated financial reports (i.e., CPA Compilations, internally prepared reports, or income tax returns). Through our BasicBuilder underwriting approach we provide bonds up to $5,000,000 or even more.

"Signature Surety" – Our credit score based underwriting approach does not require any financial reports and offers the ultimate in ease and response time. We can provide single bonds up to $500,000 and aggregate credit lines of $750,000. After the first bond is approved, only a one-page Bond Request is required thereafter.

In addition to our Contract Surety bonding capabilities, we are also poised to help you with your Commercial Surety bond needs. We've updated our forms and applications and have streamlined and simplified many of our underwriting processes. Our Commercial Surety underwriting team is eager to assist you with your Fiduciary, Court, License & Permit, Notary, Public Official and Miscellaneous bonding requirements. Please visit our Commercial Surety Appetite Guide for a more complete list of available bonds.

Our objective is to work closely with our agents and their clients to help them achieve both their immediate and long-term business goals. The Mid-Continent Group is licensed to write bonds in forty states and the District of Columbia, has earned an AM Best rating of A+ (Superior) VIII, is approved by the U.S. Treasury Department to provide bonds on federal projects, and has underwriting offices in Tulsa OK, Austin TX, and Baton Rouge, LA.

Signature Surety Information

Surety Appetite Guide

Basic Builder Information

Commercial Surety Appetite Guide